Need Help With an Insurance Claim Dispute? That's What We're Here For
Insurance Claim Denials and Bad Faith
Unfortunately, insurance claim denials often come at a time when you are already under stress. Even if you have always paid your premiums in full and on time, insurance companies may look for a reason to deny your claim. The attorneys at the HHP Law Group are experienced in pursuing insurance companies for bad faith handling and denial of insurance claims. Whether it is life, property, or health insurance, or a claim related to your business, our bad faith insurance attorneys are here to help. Call us today at 803-400-8277 for your free consultation.
What Is Bad Faith by an Insurance Company?
If your insurance claim is mishandled, undervalued, or wrongfully denied, the insurance company may have acted in bad faith. Bad faith can mean that the insurance company:
Failed to properly investigate your insurance claim
Delayed their investigation of your insurance claim
Did not take action on your claim within a reasonable amount of time
Refused to effectively communicate or negotiate with you
Made a settlement offer that would pay only a portion of your insurance claim or is otherwise lower than the appropriate amount
Did not provide a written explanation of why they have denied your claim
Denied your claim without a proper basis
Wrongfully asserted a policy defense or exclusion
In South Carolina, the burden of proof is on the plaintiff, the person bringing the lawsuit, to demonstrate that an insurance company acted in bad faith. Our insurance claim denial attorneys at HHP Law Group are experienced in proving that insurance companies acted in bad faith on the basis of evidence provided by the plaintiff and through expert testimony in all types of insurance claim denials.
Can You Represent Me in My Insurance Claim?
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HHP Law Group represents clients in a variety of bad faith insurance claim denials. Below are a few examples:
Life Insurance Claim Denials
If you are waiting on a payout from a life insurance company, then you are also dealing with the death of a loved one. Having a life insurance claim mishandled or denied is like pouring salt on an open wound. Our insurance claim denial lawyers have worked with clients to obtain full policy payout of the original life insurance claim, attorney’s fees, and other associated damages.
Casualty Insurance Claim Denials
If something happens to your home or business, and an insurance company wrongly denies your claim, our bad faith insurance attorneys can help.
Automobile Insurance Claim Denials
A large number of bad faith insurance claim denials are those related to car accidents. If you need a lawyer for a car insurance claim, do not hesitate to call us. Car insurance claims adjusters may not take the proper amount of time to review your claim or try to get you to accept a payout that is much lower than you deserve.
Homeowners Insurance Claim Denials
If you are dealing with flooding, fire, or other damage to your home, and your homeowner’s insurance company is refusing to pay your claim or offering far less than you should receive, call our bad faith insurance attorneys today.
Business and General Liability Insurance Claim Denials
Our insurance claim denial lawyers are experienced in handling many types of business liability claim denials for incidents that occur in the workplace or related settings.
Disability Insurance Claim Denials
You may have a private disability plan or one through your workplace that you pay into with each paycheck. When you have to take leave for disability, the insurance company may try to limit or deny your claim for a variety of reasons. Our insurance claim denial attorneys are experienced in proving that disability insurance companies have wrongly denied their claim.
FAQs
What Can I Recover in a Bad Faith Insurance Claim Case?
If your claim is successful, you may receive a payout of the initial claim, compensation for attorney’s fees, damages that resulted as a consequence of having your claim denied. Damages that resulted as a consequence of having your claim denied maybe things like the cost of foregoing necessary medical treatment because you did not have the money you deserved from the insurance company.
Do I Need an Attorney?
Having an attorney is always a wise choice. If you are wondering how to sue an insurance company for bad faith, a good attorney is the place to start. Our insurance claim denial attorneys at HHP Law Group will walk you through the entire process and answer any questions you might have at your initial free consultation.
What Should I Bring to My Consultation?
When you come to our office for your consultation, it is helpful to bring all documentation you have for your claim. This may include notes from the scene of an accident, records of any exchanges you have had with your insurance company, and notes you take during calls with an insurance claims adjuster.
What Will My Claim Cost Me?
Our attorneys understand that clients may not have the resources to fund their case upfront, especially if you have been injured or you are spending a lot of money to repair your home or business, and you have yet to receive payment from your insurance company. All consultations with HHP Law Group are free of charge. If HHP Law Group represents you in your insurance claim denial case, we may be able to take your case on a contingency basis. This means that the attorney fees are a percentage of any recovery by way of settlement of trial verdict.
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