Helping Home Insurance Policyholders Recover From Disaster

If you are dealing with flooding, fire, or other damage to your home, your homeowners insurance may be the last line of defense against financial ruin. Your home is both a financial and emotional investment, and homeowners insurance is intended to cover all losses under the terms of the policy. Many times, the damage may not be limited to the structure and can extend to both the interior and exterior of the property.

It can be hard to get home insurance companies to honor claims after a catastrophic event that impacts many homeowners – like a hurricane, tornado, wildfires, or widespread flooding – as they become inundated with claims and face the prospect of shelling out a lot of money.

That's why it is important to work with homeowners insurance claim attorneys who can stand up for your rights. If you have a claim that’s been delayed, denied, or devalued in Columbia, South Carolina, HHP Law Group can help you fight for the amount that your home damage is worth.

What Documents are Needed When Filing a Homeowners Insurance Claim?

Every insurer has its own standards and procedures for submitting a claim. However, you will likely need to provide some or all of the following documents:

• Before and after property photos or videos of the damage

• Damage repair estimates

• Receipts for covered expenses

• List of lost or damaged contents

• Proof of value of claimed contents

• Receipts for displacement expenses

Having your insurance policy handy, along with your homeowners insurance company’s contact information, will also help expedite the process. Getting a head start on the claims process can help ensure you recover the compensation you’re entitled to. Contact a homeowners insurance attorney for help as soon as possible after property damage occurs.

How Can a Homeowners Insurance Claim Attorney Help You?

The home insurance lawyers at HHP Law Group will do everything in our power to ensure that your insurance company acts in good faith and pays out a fair claim. With our legal experience on your side, we are fully prepared to handle most common types of insurance claims, including those caused by:

• Windstorms and hail storms

• Fire and lightning damage

• Smoke, roof, and flooding damage

• Burst pipes

• Theft, vandalism, and many others

If you haven’t filed a claim yet, we can guide you every step of the way through the process. This includes assistance with:

• Documenting your losses

• Filing your claim

• Negotiating with the insurance company

• Learning more about the denial

• Appealing a denial when necessary

• Suing the insurance company if they refuse to approve a valid claim

Don’t navigate the complex world of home insurance claims on your own. Contact us today for a free consultation, and we will provide you with the guidance you need to understand your rights and the coverage offered by your homeowners insurance policy. Our goal is to ensure that your claim is handled efficiently and effectively, so you can recover the damages you’re owed and restore your home and property to its former state.